Wholesale Banking

ING is a leadingEuropean banking groupbringing superior value to our clients

Get to know more about ING Wholesale Banking

Over 40 million customers

In over 100 countries

60,000 employees

€709bn of customer lending

€736bn of customer deposits

Financial results 2024

ING Groep 

Total income
€ 22.6 bn

Market capitalisation
€ 64 bn
Return on Equity
13%
Underlying cost/income ratio
53.6%
Profit before tax
€ 9.3 bn
Fully loaded CET1 ratio
13.6%
Wholesale 
Total income
€ 7 bn
RWA
€152 bn
Profit before tax
€ 2.8 bn
Employees
16,000

For more detailed information, please see Opens in a new tabour latest quarterly results.

What sets us apart in Wholesale Banking?

Our global reach, with local experts

No matter where you are in the world, our network of experts offer you a seamless local experience with a global view.

Our global reach, with local experts

We are sector experts

We know our stuff. You can trust us to deliver tailored solutions to meet your needs.

We are sector experts

We are sustainability pioneers

We’re not just green thought leaders, we actually work hand-in-hand with our clients to address some of the most pressing issues in the world today.

We are sustainability pioneers

Our products portfolio

Lending

Our lending specialists in 30 countries across Americas, EMEA and APAC support clients with bespoke financing solutions that meet the complexities of their sectors at home and abroad.

Refinity data shows we are:

  • No. 1 MLA by number of deals in Central & Easter Europe and Benelux
  • Top 5 MLA by number of deals in Europe
  • Top 5 in Sustainable loans by number of deals in Europe & top 10 globally

Learn more about our products in the Lending portfolio.

Transaction Services

Transaction Services is at the heart of our client’s business, keeping cash flowing and trade moving, supported by our network of 500 specialists across 27 countries.

  • Top 5 global player based on size, network capabilities and market share in Worldwide trade finance & working capital solutions
  • Top 5 based on our position in Euro clearing, Greenwich reports and PWC treasury survey for European payments and cash management solutions
  • Best bank for cash management in Europe, Central and Eastern Europe (Euromoney, November 2025)
  • Best bank for financial institutions in Central and Eastern Europe (Global Finance, June 2025)
  • Best bank for payments in Western, Central and Eastern Europe (Global Finance, June 2025)
  • Global most innovative bank for trade finance (Global Finance, February 2025)
  • Best bank for collections in Central and Eastern Europe (Global Finance, June 2025)

Learn more about our Payments and collectionsTrade solutions and Cash and liquidity management products in the Transaction Services portfolio.

Capital Markets & Advisory

Capital Markets and Advisory supports clients with advisory services and access to financing solutions in complex and strategic situations through five global product platforms located in 14 countries with 600 professionals. 

According to Bloomberg and Refinitiv data we are:

  • Top 10 in € corporate bonds
  • Top 10 bookrunner by volume in € FIG
  • Top 5 bookrunner by volume in European ABS
  • No. 1 ECM in Benelux
  • Most impressive investment bank for Corporate ESG Capital Markets and Advice (Global Capital, June 2025)

Learn more about our products in the Capital Markets & Advisory portfolio.

Financial Markets

Financial Markets offers tailored solutions to manage financial risks, improve cash flow predictability and navigate economic uncertainties.

  • Digital Transformation winner (Celent, 2024)
  • Top 5 rated in POLGB, HGB, CZGB & ROMGB
  • Trading in € IRS and EONIA swaps
  • Best FX bank in the Netherlands and Central & Eastern Europe (Euromoney, September 2025)
  • Top 10 rated by Bloomberg and MarketAxess in EMEA hard currency sovereign
  • No. 1 in Benelux credits & equities

Learn more about our products in the Financial Markets portfolio.

Sustainability

ING aims to put sustainability at the heart of what we do, defining new ways of doing business where planet and people are just as important as economic growth. We bring aspects of climate change, nature, and respecting human rights into our client dialogues and financing decisions. We want to be a banking leader in building a sustainable future for our company, our customers, society and the environment.

  • ING’s management of ESG material risk is ‘Strong’ (Sustainalytics) and rated as 'AAA' in October 2025 (MSCI)
  • Most impressive investment bank for Corporate ESG Capital Markets and Advice (Global Capital, June 2025)
  • Best bank for ESG-related loans in Western Europe (Global Finance, January 2025)
  • Best wholesale bank for sustainable finance in Europe, Southeast Asia and the Netherlands (The Digital Banker, July 2025)

Learn more about the sustainable finance products in our portfolio.

Source for Q3 2025 league tables roundup: Unless otherwise stated, all the data and positions mentioned in this roundup are from Refinitiv’s league tables. ING also submits data to Bloomberg and Dealogic, as well as to more specialist providers for certain areas (for example, M&A deals are also sent to Mergermarket). Each provider has slightly different criteria, so ING’s positions will not be the same in each one.