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Wholesale Banking

Effortlessly manage your cash flow and optimise your global cash position

As a treasurer, you are responsible for maximising working capital and optimising resources while minimising foreign exchange and the cost of borrowing. You need to stay ahead of the game by constantly monitoring your cash positions to ensure your organisation's financial stability. In today's complex market and regulatory environment, managing your company's cash effectively has become a strategic priority.

Advanced cash pool capabilities in Europe and across the globe

Liquidity specialists helping you to tailor the solution to your specific needs

Allowing corporate treasurers to maximise liquidity and gain control of all cash flows

Simplifying the settlement of intercompany invoices, bringing them together at a single point

Optimise cash flows, lower risks and automate processes with our services

Optimise cash flow, reduce risks, and streamline processes whether you operate in a single market or across the globe. ING’s growing suite of cash and liquidity management solutions addresses your complex challenges, enabling your business to maintain full visibility, access, and control of your cash across entities, borders, and currencies. With advanced connectivity capabilities and liquidity expertise, we can help you set up a customised solution built for your organisation.

Available in Europe, our unique product offerings on accounts, cash pooling, and virtual cash management are designed to support your business in monitoring and controlling cash flow and gaining real-time insights on your fingertip. 

Our Cash and liquidity management solutions give you the flexibility to: 

  • Concentrate cash in one location for improved oversight, control, and cash flow availability.
  • Combine cash flow across subsidiary accounts to optimise interest without commingling funds.
  • Maintain real-time cash position of all your local and international subsidiaries to avoid idle cash and improve fund visibility across multiple markets.

Global solutions with our liquidity management specialist Bank Mendes Gans (BMG)

For global solutions, our specialist BMG offers cash pool and netting services that work across multiple currencies, countries, and banks. BMG's overlay solutions work seamlessly with your existing local bank infrastructure, so there's no need to change banks. 

We help you optimise your global cash position and gain control of all your cash flows, so you can focus on growing your business.

ING’s Cash and liquidity management solutions 

ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 35 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers.

European solutions

Select tailored European pooling solutions to maintain complete visibility, access, and control over organisational cash flow, whether across different borders or currencies. Build a fully bespoke banking solution to suit your organisational needs, facilitating optimised cash flow, reduced financial risks, and easy access to centralised funds.

Global solutions

Optimise your global liquidity position with our global pooling solutions designed to help you manage oversight of your worldwide funds with quick transfers and access to cash flow. Consolidate funds over international borders while maintaining your local banking infrastructure and eliminating FX complexities.

Multilateral netting

BMG’s outsourced netting service centrally settles inter-company and third-party invoices over your existing bank accounts. It decreases the workload and cuts the overall cost. Netting reduces multiple cash flows to just one single settlement in the required currency for each of the subsidiaries.

Accounts

ING’s flexible accounts enable tailor-made payments and collections with real-time, optimised cash management in freely convertible currencies. Access global coverage and international reach supported by our pan-European network in 18 countries.

Why partner with us

Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

  • Serving corporate clients and financial institutions in over 35 countries.
  • We pair local and global insight with sector knowledge with financial expertise.
  • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
  • Global Finance

    Best bank for sustainable infrastructure finance

    2024
  • Environmental Finance

    Lead manager of the year for social bonds and sustainability bonds - financial institution

    2024
  • Global Capital

    Most impressive investment bank for corporate ESG capital markets and advice

    2023