We use cookies on our website to show you content we think is relevant to you, to manage the technical operations of our website, and analyse our traffic to further improve our website. We may share information about your use of our site with our social media, advertising and analytics partners. By clicking "Accept", you agree to the use of all cookies as described in our Cookie statement or "Do not accept" to only use cookies strictly necessary for the functioning of the site.

Wholesale Banking

Optimise your global cash position

In today's increasingly complex marketplace and regulatory environment, managing cash effectively has become a strategic priority to improve margins, enhance the customer experience and support global liquidity needs.

Access to a strong Pan-European transaction banking network

Advanced cash pool capabilities in 28 countries across Europe

Liquidity specialists helping you to structure the solution to your specific needs

Cash and liquidity management expertise and solutions

ING has the expertise and solutions to enable your company to have full visibility, access and control over your cash across your entities, geographies and currencies. Our growing suite of solutions addresses your liquidity challenges to help optimise cash flow, lower risks and automate processes – whether you operate in a single market or around the globe. 

ING offers solutions to meet your business everyday needs, from setting up a basic account to optimising your cash concentration capabilities. And with our advanced connectivity capabilities and liquidity specialists, we can help you set up a solution that is customised - and optimised - just for your business.

ING liquidity management capabilities - account offerings, cash pooling, virtual cash management – are available in Europe.


Our transactional banking capabilities supported by our pan-European branch network in 21 countries, with access to pan-European and local clearing houses.

Physical cash concentration

Achieve optimal visibility and control of your overall cash flow by centralising your cash.

Virtual cash management

Real-time information on cash positions from international subsidiaries and other entities in the kind of detail never before possible.

Notional pooling

Reduce interest expenses while maintaining autonomy of your subsidiaries and accounts.

Why partner with us

Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

  • Serving corporate clients and financial institutions in over 35 countries.
  • We pair local and global insight with sector knowledge with financial expertise.
  • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
  • Global Capital

    Most impressive investment bank for corporate ESG capital markets and advice

  • Global Finance

    Outstanding leadership in sustainable bonds (global) & sustainable project finance (Western Europe)

  • Global Capital

    Most impressive investment bank for financial institutions