We inform our clients that, in accordance with Chapter 10 ("Identification and Representation") of our General Terms and Conditions, and with Act LIII of 2017 on the Prevention and Combating of Money Laundering and Terrorist Financing, our bank is obligated to verify the identity of depositors during cash desk deposits. Therefore, in such cases, the following documents must be presented to confirm the depositor’s identity:
- In the case of Hungarian citizens: an official identity document suitable for verifying identity, and a document certifying address — the latter only if their place of residence or stay is in Hungary. If the person's residence or place of stay is outside Hungary, the documents listed below for foreign nationals must be presented instead.
- In the case of foreign nationals: a passport or identity card (if it entitles the person to stay in Hungary), a document confirming the right of residence, and a document certifying the Hungarian address, if the person resides or stays in Hungary.
If the depositor is acting on behalf of someone other than the account holder indicated on the cash deposit order, then they must provide a declaration on both the depositor and the authorizing party on the front and/or back of the order, including the following data:
- In the case of a natural person as depositor and/or authorizing party:
- Family and given name,
- Type and number of identification document,
- Address, or if unavailable, place of stay,
- Birth family and given name,*
- Citizenship,*
- Place and date of birth,*
- Mother’s birth name,*
- Politically exposed person (PEP) status (if applicable).*
- In the case of a legal entity as authorizing party:
- Name and abbreviated name,
- Registered address, and if a foreign enterprise, address of its Hungarian branch (if any),
- Registration and tax number,
- Main activity.*
If the deposited amount reaches or exceeds HUF 4.5 million or the foreign currency equivalent, or if circumstances justify it regardless of the amount, the depositor must prove the origin of the funds with a separate source-verification document, as per Recommendation No. 5/2025 (VI.16.) of the Hungarian National Bank. Acceptable source-verifying documents include original items addressed to the client that are logically related to the information provided, such as:
- A final court or official decision not older than 5 years (e.g. inheritance certificate), • An official certificate not older than 5 years (e.g. issued by a land or property administration authority), • Other public or fully authenticated private documents not older than 5 years (e.g. real estate or vehicle sale or donation contracts),
- A bank statement or cash withdrawal receipt not older than 3 years (if a bank statement is not available, the withdrawal receipt must be provided),
- A prize confirmation issued by a gambling company, not older than 1 year,
- An employer’s certificate for salary, dividend or bonus not older than 6 months,
- A declaration regarding the origin of the funds, certified by two witnesses, in a fully authenticated document — for amounts up to HUF 10 million.
Our bank will retain a copy of the verification document and store it in accordance with legal provisions. Please note that incomplete or refused data provision will result in the deposit order not being processed.
Thank you for your cooperation!
ING Bank N.V. Hungarian Branch
The data marked with * must be provided if the deposited amount alone, or together with amounts deposited in the previous 12 months, reaches HUF 4.5 million.