Welcome toING France!

Our long-term approach has enabled us to build lasting relationships with our clients, based on the creation of mutual value.

Through our sector-based approach, we offer a comprehensive range of solutions and services in France and internationally, including sustainable finance, loans and acquisition financing, real estate financing and leasing, cash management solutions, working capital financing, capital markets financing, and market risk management solutions (interest rates, foreign exchange, commodities and equities).

These services are delivered both locally and globally through a network spanning more than 40 countries.

ING France ranks among the top five foreign banks operating in France and is regularly featured in the top 10 bond and syndicated loan league tables.

At ING France, our purpose is to support those who are taking action towards a more sustainable world and to help our clients stay one step ahead. Through our deep sector expertise, we are fully committed to supporting their growth in France and around the world by leveraging our international network, particularly in the Benelux and Central and Eastern Europe. We are dedicated to helping our clients transition towards more sustainable business models by fostering strategic thinking and encouraging them to go beyond their environmental, social and governance objectives.

Thomas Labergère - CEO of ING France

Our international network enables us to support our clients beyond France’s borders. In 2023, 65% of the projects we financed were international. Our sector-focused approach, spanning areas such as energy, transport and healthcare, allows us to build long-term relationships with our clients based on mutual value creation. We have strong expertise in sustainable finance and are committed to financing the development of business models aligned with the Paris Agreement.

As a bank, we have a specific role and responsibility to play in the transition to a more sustainable economy and society.

Although we finance many sustainable activities, we finance even more unsustainable activities, as around 80% of the energy used in the world today is still based on fossil fuels.

ING France is committed to supporting its customers in their transition to a greener, more responsible economy, with a full range of tailored financial products and services.

We have solid experience in sustainable finance and were the first bank in France to set up a Sustainability-Improvement Loan with EDF. We are introducing variable-rate loan products indexed to companies' sustainable development performance. We are also continuing to develop financing solutions in line with the European environmental taxonomy.

ING Group is now a banking benchmark in terms of sustainability, in particular through our Opens in a new tabTerra approach.

This science-based approach aims to achieve carbon neutrality in the projects we finance, in particular by gearing the most carbon-intensive elements of our portfolio towards the goal of net zero by 2050, and to study the impact of climate change on projects already financed, assessing the risks and taking steps to mitigate them.

We are therefore committed to favouring the financing of companies with a low environmental footprint and to reducing our support for sectors with a high carbon footprint.

For example, we have reduced funding for coal-fired power stations to almost zero by 2025, we are no longer providing dedicated funding for new oil and gas fields and we have accelerated the reduction of our upstream oil and gas funding to zero by 2040. Our goal is to triple our financing of renewable energy production to €7.5 billion a year by 2025, from €2.5 billion in 2022, in line with the agreements reached at COP28 and the latest scenarios from the International Energy Association (IEA).