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Wholesale Banking

Virtual Cash Management

Take virtual banking to new levels with ING’s virtual cash management solutions designed to achieve full cash concentration and oversight across your entire group.

Maintain real-time consolidated cash positions from subsidiaries and other entities in one place, improving fund visibility, access, and reconciliation across multiple markets and locations.  

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Real-time cash concentration and funding solutions 

 

Real-time full cash concentration and visibility from multiple Virtual Bank Accounts.

Cross-border and entity fund consolidation, no matter your organisational structure.

Combined with Virtual Ledger Accounts to maintain all the benefits of physical accounts.

How it works
 

Virtual Bank Account 

Concentrate cash between several local and cross-border sub-accounts in real time, automatically sweeping incoming payments on VBAs into a pooled header account. Maintain centralised cash positions and limit idle cash, facilitating pre-funding from a header account across sub-accounts to accommodate outgoing payments from VBAs. 

Learn more about Virtual Bank Account

Virtual Ledger Account

Allocate funds to administrative sub-accounts without the need for manual reconciliation, with ING’s virtual ledger accounts. Enhance cash reconciliation and maintain comprehensive visibility of your entire cash positions to monitor liquidity across subsidiaries. Create your bespoke VLA hierarchy to suit your organisation’s structure with flexible, scalable, and simple virtual banking solutions.  

Learn more about Virtual Ledger Account

Take virtual banking to new levels with ING’s virtual cash management

ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 40 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers. 

Contact your ING representative to know more about our offering

Why partner with us

Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

  • Serving corporate clients and financial institutions in over 35 countries.
  • We pair local and global insight with sector knowledge with financial expertise.
  • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
  • Global Capital

    Most impressive investment bank for corporate ESG capital markets and advice

    2023
  • Global Finance

    Outstanding leadership in sustainable bonds (global) & sustainable project finance (Western Europe)

    2022
  • Global Capital

    Most impressive investment bank for financial institutions

    2021