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Wholesale Banking

Real estate finance

ING is one of the top five largest real estate banks in Europe and a market leader in the Netherlands. We have dedicated commercial real estate specialists in all major commercial real estate markets globally who are known for their long track record and extensive market expertise.

Reflection of cranes in the windows of a building

Our expert real estate teams are committed to providing you best-in-class real estate banking services and helping your business meet its financial goals. We are focused on maintaining long-term relationships with our clients and have successfully supported institutional and private investors, private and publicly listed real estate funds, and private and public companies investing in commercial real estate.

We do this by leading the market in knowledge and our seamless network of local real estate specialists in all the major real estate markets. Our variety of tailored financial products spans from real estate financing, equity and debt capital market services to rating, payments and cash management, and mergers and acquisitions advisory, and from subscription line facilities to depository, and financial market services.

We were voted Bank Lender of the Year by readers of Real Estate Capital magazine in 2015, 2016, and 2017 for the scale of our lending business across European markets and our leading role in some of the largest bank financings.

Overview of sub-sectors

The current portfolio allocation is split between traditional and asset classes, including office, retail, logistics, and residential, and the balance to alternative asset classes such as student housing:

Construction

Greenfield projects

  • Commercial: office, retail, logistics, industrial
  • Residential: senior housing and student housing

Syndications

ING has been a leader in commercial real estate loans syndications for Europe, the Middle East and Africa (EMEA), and has been number 1 in EMEA League Tables over the past 5 years. Over the years, ING has maintained our position among the top Bookrunners in Europe with real estate finance and syndications winning numerous accolades including ‘European syndication team of the year’ in 2016 and 2017 (Real Estate Capital). In the current environment of constraints in terms of capital, we can lead the underwriting of big transactions thanks to our leading syndication platform created by a committed group of professionals. Our ultimate goal is to assist our clients with first-class service when it comes to big transaction and distribution capabilities.

Innovation and sustainability

Clients are increasingly factoring sustainability in their investment decisions as several blue-chip tenants and government institutions increasingly demand more and more green building features. We differentiate the offers by incentivising green buildings in line with our global strategy. We are active in green loans, green bonds, and sustainability improvement loans as part of our ambitious objective to have a 100% sustainable portfolio by 2023.