Payments and collections
Optimise payment and collections with smarter, more efficient solutions.
ING Payments & Collections has been at the heart of our business for decades. With our people and our local presence across 20 European countries, we ensure efficient payment execution with cost efficiency, speed, transparency, and ease of use. With the latest expert insight in payments and industry developments, we help your business thrive in a dynamic financial environment. Trust ING to be your partner in achieving operational excellence and driving strategic growth.
Simplify banking with a trusted partner. We offer solutions tailored to your business needs, for today and for the future
Benefit from our international network and local expertise with support across 20 countries for your daily operations
Achieve operational excellence with our digital solution, driven by our active role in creating the future of European payments.
Be it SEPA or domestic, we offer efficient payment solutions for your business.
Payments within the Single EURO Payment Area (SEPA)
Access a safe and affordable way to send, receive and collect seamless euro transfers across SEPA countries.
International payments with transparent tracking
Facilitate cross-border transactions in multiple currencies. Ensure full transparency with ING’s Global Payments Innovation (GPI) feature, gaining real-time payment tracking and insights into costs and deductions.
Manage your collections
Automate recurring payments with a standardised direct debit process. Achieve quick and reliable collection management across SEPA and domestic markets for greater operational efficiency and easy reconciliation. Allow collections with our iDEAL and POS Acquiring services.
Advanced reporting and reconciliation support
Access balance and transaction reporting in end-of-day and intraday formats.
Initiation & Connectivity
Access to your payments and account reporting via any type of connectivity (host-to-host, interactive channels). Benefit from real-time API connectivity for seamless payment initiation and reconciliation, detailed insights, and integration with your ERP, TMS or any other application of your choice.
Empowering your business with transparent, efficient payments and collections
One-stop shop for all your payment and collection needs across Europe
Enhance cash flow with instant credit transfers, and automated tools designed to streamline processes.
Gain transparency and control over your transactions with detailed reporting, real-time tracking, and insights into fees and deductions.
Streamline recurring collections through SEPA Direct Debits, automating payments and improving cash flow across borders.
Expand your global reach with multi-currency support and seamless cross-border transactions.
Streamline your operations with ING’s Payment and Collection Services
At ING, we empower your business with a wide range of payment and collection solutions designed for transparency, efficiency, and cost-effectiveness. Our offerings include:
Fast payments: Execute transactions that keep your business moving forward.
Foreign exchange (FX): Navigate the complexities of currency conversion with ease, supported by our local and cross-border expertise. Open multi-currency accounts with ING for seamless management of international transactions or let us handle currency conversions to streamline global payments.
Global payments innovation (GPI): Benefit from enhanced tracking and transparency in your international payments.
Local clearing: Simplify your domestic transactions with our local clearing capabilities.
Multi-currency support: Operate seamlessly in 35 currencies worldwide, ensuring you can transact wherever your business takes you.
API connectivity: Integrate our services effortlessly into your existing systems for a streamlined experience.
Proof of Payment: Access detailed transaction records to confirm payments, ensuring peace of mind for you and your clients.
With a strong local presence across Europe, ING ensures that your payments are processed efficiently and in compliance with local regulations. For countries where ING doesn’t maintain a local presence, we service our clients by making use of a correspondent banking network, ensuring you have access to global financial services.
Realise better returns on intra-day investments, limit short-term lending, better manage liquidity risks.
Account reporting
The Commerce Solution that ING provides helps merchants to offer a seamless payment experience into an acceptance proposition. For our merchants we offer instore (POS) and online payments (iDEAL) solutions.
Merchant commerce solutions
Enhance your cash flow efficiency with ING’s SEPA instant credit transfer. Available 24/7 and 365 days per year, our solutions enable fund transfers in as fast as 10 seconds, ensuring seamless transactions whenever you need them.
SEPA instant credit transfer
International credit transfers are non-SEPA cross-border payments or payments denominated in a foreign currency that allow you to transfer funds worldwide.
International credit transfer
SEPA direct debit is a payment instrument for initiating domestic and cross-border collections uniformly in euros throughout all SEPA countries.
SEPA direct debit
You can effortlessly send funds between banks within the Single Euro Payments Area (SEPA) at affordable and transparent pricing.
SEPA credit transfer
Enhance financial oversight across borders with ING
Our global network, local presence, and sector-specific knowledge empower your business to thrive in a dynamic financial environment. Trust ING to be your partner in achieving operational excellence and driving strategic growth.