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Wholesale Banking

Commercial Card Solutions

ING Commercial Card Solutions makes management and payment of business expenses easier and more efficient. For individual expenses ING Corporate Card Solution is the answer. For central payment of your Travel Management Company there is the ING Corporate Travel Solution. ING Purchase Control enables your employees to purchase within pre-set budgets and upfront approval flows. A virtual card guarantees 100% reconciliation in the backend through the unique virtual card number and many enhanced data fields with each transaction.

Corporate Card Solution

Do your employees claim business expenses? Are you looking for a complete overview of these costs and striving for more efficiency in how they are processed? Then the ING Corporate Card Solution is the answer. Corporate Cards are the ideal solution for companies looking for integrated payments with extensive reporting possibilities. 

With the Corporate Card Solution you can optimize the management of your business travel expenses. It helps you control and monitor expenditure, keeps your employees spending in line with your travel policy, and makes your processes faster and more efficient. The result is reduced costs and increased peace of mind.

Your benefits

  • Control and compliance: take control of your business travel expenses, before and after payments are made. Set clear boundaries before expenses are made and conduct intelligent analysis afterwards
  • Efficiency: centralize the management, payment and reporting of your business travel expenses. A fully automated process accelerates previously labor-intensive administrative tasks
  • Cost reduction: making the management of your business travel expenses easier and faster will significantly reduce costs.

Enrollment process

How to enroll in the ING Commercial Card programme?

Online reporting and data tools

The Corporate Card Solution comprises a ‘suite’ of services like cards, reporting and payment possiblities. You can select from these to match your specific needs. The payment tool is the starting point, with the option to add other modules as your needs require. Read more

    ING Central Travel Solution (CTS)

    The ING Central Travel Solution (CTS) is a lodged account that offers a comprehensive solution for companies seeking a more effective way to manage business travel expenses and simplify dealings with the Travel Management Company (TMC). Travel transactions can be enriched with Customer Reference Fields from the TMCs and Enhanced Travel Data from the airlines for effective validation, reconciliation and GL posting.

    • One account for many travellers, used at TMC
    • Corporate Pay & corporate liability
    • Inclusion of company specific information for reconciliation and accounting

    ING Purchase Control 

    Is your purchase process a time consuming activity? Do you want to have more control of your purchase-to-pay cycle and retrieve valuable transaction information? Then ING Purchase Control is the answer.

    With Purchase Control, part of ING Commercial Card Solution, you gain more control of your purchase-to-pay cycle by having more insight in your corporate expenses and prevent maverick spending. It enables the enforcement of compliance policies, ensuring process efficiency.

    Your benefits

    • Control your expenses. Take control of your corporate expenditure by pre-setting buyer profiles for employees, enforcing compliance policies and pre-defining payment conditions
    • Control your processes. Accelerate procurement by reducing time consuming manual approval processes and simplifying the reconciliation process by accurate data matching
    • Control through insight. Purchase Control enhances analysis and reporting through detailed data capture of purchase orders, providing you with a total overview of your business expenses.

    Demo on ING Purchase Control

    More information about the ING Commercial Card Solution

    Please visit our Service and contact section for the answers to many questions on the ING Commercial Card Solution. If you still have more questions or need more information, please contact us here.

    Why partner with us

    Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

    • Serving corporate clients and financial institutions in over 40 countries.
    • We pair local and global insight with sector knowledge with financial expertise.
    • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
    • Euromoney

      Best Bank for Transaction Services in W. Europe

      2020
    • Global Finance

      Most Innovative Bank in Western Europe

      2020
    • Global Finance

      Best Bank for Cash Management in W. Europe

      2020