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Wholesale Banking

ING Wholesale Banking in Poland

ING has operated in Poland for more than 30 years. We are one of the largest universal banks, with 4.1 million retail customers and nearly 474,000 corporate clients. We are located in the capital city of Warsaw, the home to the Warsaw Stock Exchange - the key stock exchange of the CEE region. With over the three decades of operations, we have built a strong position in the wholesale banking market. Our clients include major Polish corporations, as well as large multinationals operating in Poland. We have strong sector expertise to provide our clients comprehensive banking services. ING in Poland is well known for our innovative approach towards new solutions and our excellence in customer experience.

Our presence in Poland

  • Corporate advisory services
  • Daily banking
  • Banking for financial institutions

Corporate advisory services

Our experts apply their knowledge of the sectors in which our clients operate and years of experience to prepare appropriate and effective solutions. The sectors include construction, energy, retail, media, the chemical and pharmaceutical industry, the food and cosmetics industry, telecom, transport and logistics, real estate, natural resources and financial institutions. We provide a full range of products for the aforementioned sectors, including lending, real estate, trade finance, payments and cash management, factoring and leasing.

Daily banking

Daily banking covers a full suite of transaction banking products servicing your daily operations and supporting the efficiency of your working capital.

Banking for financial institutions

We have been specialised in servicing financial institutions since the beginning of our operations in Poland. This cooperation spans both banking institutions and non-banking entities including:

  • banks
  • insurance companies
  • investment funds, investment fund companies and open pension funds
  • leasing companies
  • venture capital funds, brokerage houses, companies managing clients' assets on commission.



Cash management survey award


Best bank for sustainable finance (central and eastern Europe)

Treasury Management International

Best Bank for Trade & FSCM in Europe


Internet banking ING Business

Award-winning internet banking from ING ensures access to company accounts at any time and anywhere. ING Business takes into account the role of employees in the company and allows them to perform their work effectively. We have prepared screens supporting their work, e.g. operational for people who make payments and submit applications, or decision making - for people who approve operations and supervise the company's finances.

ING Business is the first banking application in Poland prepared for Apple Watch and Android Wear. In addition to ING Business, you may choose to manage your finances through our global platforms for Wholesale Banking clients or by using your corporate SWIFTnet connectivity.

Sustainable business

Environmental protection and sustainable development are an important element of our long-term strategy. That is why we proactively support and promote solutions related to environmental protection. We undertake initiatives to create and offer new products, support environmentally-friendly projects, shape environmental awareness and manage environmental and social risk. We support business clients and partners in conducting business in a sustainable manner. We help clients in the energy transformation and transition to low-carbon activities.
The areas we support include primarily:

  • projects in the field of renewable energy sources implemented by energy groups;
  • projects supporting the development of modern energy transmission and distribution infrastructure;
  • ESCO projects, which consist of offering comprehensive energy solutions that contribute to saving energy;
  • projects supporting electromobility;
  • other projects to prevent pollution and increase recycling capacity.

At the same time, we undertake internal pro-ecological activities with the aim of reducing energy and resource consumption.

The Orange Code

ING’s purpose is to empower people to stay a step ahead in life and in business. The Orange Code determines the way in which we achieve the aforementioned goal - it determines our identity. It is a manifesto that describes our way of working. The code is comprised of two parts: ING Values and ING Behaviours.
ING Values - the non-negotiable promises we make to the world. The principles we stick to, no matter what.

  • We are honest.
  • We are prudent.
  • We are responsible.

ING Behaviours - our way of being that makes us different from the rest. The commitments we make to each other and the standards by which we will measure each other’s performance.

  • You take it on and make it happen.
  • You help others to be successful.
  • You are always a step ahead.