InsideBusiness Cash Management

Manage your liquidity with greater control and flexibility

See your aggregated liquidity position and take action when cash needs change, directly through InsideBusiness.

InsideBusiness Cash Management at a glance

Knowing where your cash is today is only part of the picture. The real value comes from being able to act on that information when your business needs it.

InsideBusiness Cash Management gives you real-time visibility of your cash position and self-service capabilities to manage your cash management setup with greater control and flexibility.

Why use InsideBusiness Cash Management

Understand your liquidity position

View balances and your cash management structures in one place, so you can understand where liquidity is available and decide when action is needed.

Act when cash needs change

Move your funds with ease, giving you greater flexibility to respond when business needs change.

Handle tasks digitally

Use self-service capabilities for selected liquidity actions, reducing the need for manual requests.

What you can do in InsideBusiness Cash Management

View your cash pool structure and liquidity position: Use the Cash Balancing overview to view your cash pool structure, account hierarchy and balances in one place.
Move available funds: Initiate an ‘Ad Hoc Sweep’ to move available funds from a participant account to the master account when liquidity is needed.
Temporarily retain funds on an account: Use ‘Funding Only’ to temporarily pause sweeping operations from a selected participant account when you need to build up funds for a payment.
Manage intercompany loan administration (ICLA): View intercompany positions and interest calculations across your cash pool structure. Where needed, you can also maintain relevant interest rates through InsideBusiness.
Update ‘Daily Spending Limits’ for Virtual Bank Accounts (VBA): Set and manage ‘Daily Spending Limits’ to control how much liquidity can be used by individual Virtual Bank Accounts each day.

FAQs

In which countries is InsideBusiness Cash Management available?

InsideBusiness Cash Management is available to ING Wholesale Banking clients using ING’s cash management solutions. The availability of specific features may vary depending on the country, legal entity and local regulatory requirements.

How can InsideBusiness Cash Management help me respond to changing liquidity needs?

The module gives you real-time visibility of your cash pool balances and allows you to take action through self-service features such as Funding Only, Ad Hoc Sweep and Daily Spending Limits, giving you greater control over day-to-day liquidity management.

What information is available in the Cash Balancing overview?

The Cash Balancing overview gives you real-time insight into your cash pool structure, account hierarchy and balances. You can also view aggregated liquidity information, helping you understand your cash pool and available liquidity from a single screen.

The overview is also the starting point for available self-service capabilities, allowing you to take action directly through InsideBusiness.

What information can I access about my Virtual Bank Account structure?

You can view your VBA structure, including virtual accounts, the master account and available balances.

You can also manage Daily Spending Limits to control how much liquidity can be used by individual VBAs. The Daily Spending Limit allows you to cap daily spending per account. Limits can be set to unlimited, zero, or a custom amount.

Further optimise your cash management

European cash pooling solutions

Regain complete visibility, access, and control over organisational cash flow across entities, geographies, and currencies with ING’s European cash pooling solutions.

InsideBusiness self-service features

Discover the self‑service features of InsideBusiness that let you handle your ING products and services with ease.

InsideBusiness Cash Management