Supply chain finance
In today’s fast-moving global trade environment, balancing supply chain operations with healthy cash flow can be a challenge. ING’s supply chain finance solutions help you extend payment terms while giving your suppliers the option to receive payment early. This means more flexibility for you and improved liquidity for them—so everyone benefits. Partner with us to simplify workflows, strengthen financial stability, and move your business forward with confidence.
Tailored financing solutions for global operations
Flexible payment terms for buyers, faster cash flow for suppliers
Greater transparency on partner sustainability and your supply chain
Watch: Supply Chain Finance Explained in Under Two Minutes
How Supply Chain Finance Works
Supplier raises an invoice
After supplying goods or services, the supplier sends the invoice to the buyer.
Buyer approval
The buyer uploads the invoice to the bank's SCF platform after approving it.
Early payment option
The supplier can choose to receive early payment through ING, while the buyer settles the invoice at a later date under agreed payment terms.
Transaction settlement
The buyer pays ING when the payment terms come due, while the supplier enjoys improved cash flow from early payment.
Who can benefit from supply chain finance?
Buyers
who are looking to optimise their working capital without impacting supplier relations.
Suppliers
who are seeking early payment options to enhance liquidity and reduce financing costs.
Multinational corporations
that are managing complex, global supply chains with a need for integrated, scalable financing solutions.
Small and medium enterprises
that are looking to strengthen their cash flow without relying on traditional borrowing.
Ready to partner with ING?
At ING, we understand the complexities of modern supply chains and are committed to providing financing solutions that help your business thrive.
- We have a solid track record in setting up, rolling out and running international SCF programs.
- We are active in 28 countries in Europe and more than 40 countries across the globe; this means we can onboard suppliers locally.
- We can fund in a broad range of currencies and can offer local law documents in multiple jurisdictions.
- We offer a straight-forward and easy-to-use platform appreciated by trading partners worldwide.
- We are supported by around 40 financial institutions that invest in our SCF programs, which ensures liquidity and continuous support for your SCF program growth.