ING Wholesale Banking can help you with the

Sustainability improvement loan

Sustainable business presents opportunities for ING to work with clients in their transition towards tomorrow’s economy. Defining this journey together is very exciting. No longer is there only a focus on the financials – the wider cost to society is also being considered. And at ING Wholesale Banking, we are doing our bit to help businesses improve their sustainability performance.

ING constructed the first deal in the syndicated loan market where pricing is linked to a sustainability rating. The Sustainability improvement loan goes beyond the traditional concept of ‘green’, as it is specifically related to improvements in the borrower’s overall sustainability rating, or ESG score. This means social and governance elements are just as important as the environmental aspect.

The  interest rate of a Sustainability improvement loan is linked to the company’s sustainability performance. The client’s sustainability rating is benchmarked by a sustainability rating partner. If the rating goes up, the interest rate goes down - and vice versa. A Green loan is a corporate loan of which the use of proceeds is linked specifically to sustainable projects, green product development or a ‘green’ project portfolio of the client, whereas a Sustainability improvement loan can be used for general corporate purposes.

We want to help your business improve its sustainability performance and offer you the financial incentives to do so. A sustainability rating enables tracking progress, not only to assess today’s performance but also to map out tomorrow’s opportunities.

Find out how

 


Get in touch with our local office

Please get in touch with the listed office to discuss any enquiries you may have.

Spotlight on sustainability in Asia Pacific

Making the leap to a more sustainable way of operating can deliver benefits to companies’ reputation, business plans and finances. Read and learn more about the advantages of embracing sustainability in our ‘Connecting Asia Pacific’ eBook #2.

Download the eBook

Why sustainability is Asia’s future

March, 2019

Asia Pacific is at the beginning of a journey that will increasingly see environmental, social and governance factors considered alongside economic drivers when decisions are made by governments, corporates and citizens.

Read more

ING races to turn firms ‘green’ in the Philippines

February, 2019

“Sustainability is ingrained in the way we do business at ING. We have been trying to engage our local clients in sustainable finance discussions for some years now. We are excited that these efforts are now finally bearing fruit and look forward to helping Philippine companies in their sustainability journey,” says Hans B. Sicat, country manager of ING Bank in Manila.

Read more

ING partners with Dutch government to fight water challenges

January, 2019

ING’s global lead for water projects, Ambika Jindal, has been appointed to lead the Dutch government’s Valuing Water Initiative programme for the coming three years.

Read more

ING awarded for Bank Loan of the Year 2018 (Property Investor Europe)

November, 2018

ING won the Bank Loan of the Year 2018 award for its partnership with leading real estate investment trust Gecina.

Read more

Banking on private finance to tackle the world’s water crisis

October, 2018

With global water resources under ever-increasing stress, a new report from WWF, ING and BCG calls for urgent efforts by corporates, investors, governments and NGOs to deliver sustainable, bankable freshwater projects, which will help improve water security, create financial value and enhance the health of the world’s river basins.

Read more

ING arranges landmark PHP 1.06 bn green bond deal

October, 2018

Helping clients aiming to solve today’s environmental challenges, ING Bank recently arranged the first 10-year local currency green bond issuance from Southeast Asia, denominated in Philippine peso, for Sindicatum Renewables.

Read more

ING joint green loan coordinator in Singapore’s first syndicated secured green loan

September, 2018

ING has acted as the joint green loan coordinator of the newly announced SGD 1.2 billion term loan to an indirect wholly-owned subsidiary of Frasers Property Limited. The net proceeds of this loan will be used to refinance existing loans relating to the development of Frasers Tower, a new 38-storey premium office and retail development.

Read more

ING Sustainability Coordinator for Olam’s sustainability-linked loan

March, 2018

ING has acted as the Sustainability Coordinator of Olam International Limited’s USD 500m sustainability-linked revolving credit facility, which is linked to its sustainability programme.

Read more

ING tailwind makes First State’s Portuguese wind acquisition a breeze

July, 2017

First State Investments’ acquisition of Enel’s wind power assets in Portugal faced a challenging deadline. But ING’s renewables expertise and local presence enabled First State to rapidly complete a $605 million financing that met all of its requirements.

Read more

ING Bank and Global Initiatives launch Sustainable Finance Collective Asia

November, 2016

Collective brings together funding partners ING Bank, Credit Suisse, FMO and the UNDP-UN Social Impact Fund to finance sustainability projects in Asia.

Read more

Fintech offers new financing model for the poorest

October, 2016

New, innovative financial technology (fintech) can be the solution to improve lending to micro, small and medium-sized enterprises (MSMEs) in developing countries. ING’s Economics Department investigated the role of fintech in the MSME sector and the opportunities that fintech offers for tackling poverty.

Read more

ING’s green bond receives high ranking and awards

May, 2016

ING was awarded as ‘Biggest issuer’ and for ‘Bond of the year’ at Environmental Finance’s Green Bond Awards, a recognition of the bank’s role as leader in the sector and of its pioneering effort in raising awareness for green bonds. The award for ‘corporate bond of the year’ went to leading European electricity transmission system operator TenneT, for which ING was advisor and underwriter.

Read more

ING tailwind makes First State’s Portuguese wind acquisition a breeze

May, 2016

First State Investments’ acquisition of Enel’s wind power assets in Portugal faced a challenging deadline. But ING’s renewables expertise and local presence enabled First State to rapidly complete a $605 million financing that met all of its requirements.

Read more