Cookie settings

Cookies are small text files stored on your device to identify you and can be used to remember user preferences and analyse traffic to further improve our website. We may share information about your use of our site with our social media, advertising and analytics partners. By clicking "Accept all cookies", you agree to the use of all cookies as described in our cookie statement or "Accept only essential cookies" to only use cookies that are necessary for the functioning of our site.

Read our cookie statement here.

You can choose to adjust your preferences at any time.
Wholesale Banking
Young woman sat in her car on the phone
To overview

Receivables finance

Transform your cash flow management with ING’s receivables finance solutions. Turn outstanding invoices into immediate working capital, allowing you to reinvest in operations and fuel growth. Effortlessly navigate the complexities of modern trade while remaining competitive by offering customers their preferred payment terms. With our solutions, you can enhance liquidity, streamline financial operations, and secure your financial stability for the future.

Transform outstanding invoices into working capital, allowing for reinvestment in operations and growth while maintaining financial stability

Select customised solutions for financing a diverse receivables portfolio or single transactions, ranging from short-term to long-term

Leverage our global network to efficiently manage receivables across various jurisdictions and currencies, simplifying international trade

Scalable, flexible receivables finance solutions tailored to your company

Illustration of a woman hugging the earth

  • Cost-effective

    Access competitive pricing across your portfolio of debtors, allowing for cost-effective financing tailored to your business needs.

  • Flexible

    Choose between single receivable financing and facilities for multiple receivables, offering the flexibility to meet your specific requirements.

  • Scalable

    Easily scale your financing to include additional sellers, countries, and currencies, supporting your growth in diverse markets.

  • Discreet

    Conduct transactions without debtor notification (where local jurisdictions allow), maintaining discretion and fostering smoother operations.

  • Lower risk

    Transfer credit risk to ING and/or a credit insurer, while benefiting from off-balance sheet treatment under both Local GAAP and IFRS, subject to auditor approval.

    •

    Take your business to the next level

    Unlock the full potential of your business with ING’s receivables finance solutions. Whether you're focused on enhancing cash flow, managing risk, or financing growth, our tailored support covers every aspect of your supply chain. 

    ING receivables finance network on a map

    Partnering with ING means:

     

    • Seamless transactions that connect sellers across the Americas, EMEA, and key Asian jurisdictions.
    • In-depth knowledge of global requirements for setting up receivables finance transactions, ensuring compliance and efficiency.
    • No geographical limits on transactions, provided local regulations permit.
    • A strong global presence in over 60 jurisdictions, facilitating smooth implementation and operational effectiveness

     

    Reach out to our local experts in Europe, Asia, and the US to see how we can help you move outstanding receivables into financial resilience.

    You might also be interested in

    Supply chain finance

    Our innovative supply chain finance solutions are tailored to optimise your cash flow, giving you the flexibility to extend payment terms to your suppliers.

    Supply chain finance

    Why partner with us

    Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

    • Serving corporate clients and financial institutions in over 35 countries.
    • We pair local and global insight with sector knowledge with financial expertise.
    • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
    • Euromoney

      Best bank for sustainable finance in Central & Eastern Europe

      2024
    • The Digital Banker

      Highly acclaimed best wholesale bank for sustainable finance in Europe

      2024
    • Global Finance

      Best bank for cash management in Central & Eastern Europe and Western Europe

      2024