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Wholesale Banking

Testing with financial institution (FI) clients of ING Belgium NV/SA (bic BBRUBEBB)

If you are a financial institution (FI) client of ING Belgium, you might want to test the migration from MT to MX messages.

Due to the number of clients and limited test capacity, ING will not be able to test with all financial institutions clients. Therefore, we have defined different testing approach per area.

Target2 testing

Testing with Target2 subparticipants, who will use T2 MCA/DCA De/Funding services of ING.

This is meant for sending/receiving funds across different Target2 services: CLS; T2S; TIPS. You will need a subscription for this service. If in doubt, please contact us via your sales contact.

Due to the impact of this change, ING is open for testing with all clients who are Target2 subparticipants and who will need the new service. Tests with the identified clients have already started. Test facilities will continue to be available according to clients’ needs. ING aims to ensure a successful migration to the new T2 platform in November 2022.

Target 2 subparticipants, who do not need T2 MCA/DCA (De) funding services of ING

  • Sending message to ING for Target2:

    • FIs who continue to send MT message to ING for execution on Target2 do not need specific testing. You can continue sending the same MT103/202 messages after November 2022. ING will make sure that the correct format is sent to Target2 RTGS.

    • FIs who plan to send MX messages to ING for execution on Target2: as long as you have used SWIFT MyStandards to create your messages, ING will trust that you will have these messages tested with and approved by SWIFT. Nevertheless, should you feel that you still need to test with us, feel free to reach to us via your sales contact. We will evaluate whether we can fit this testing in our plan.

  • Receiving message from ING related to payment from Target2: 

    • On the receiving side, the FI clients will receive MX message in accordance with CBPR+ standards. Please see: testing CBPR+ on receiving side.

CBPR+ testing

Sending side:

  • FIs who will continue sending MT payment messages after November 2022 can do so when sending to ING. There is no change in the format requirements. From this perspective, there is no need to test those messages.

  • FIs who plan to send MX messages to ING. If you have used SWIFT MyStandards to create your messages, ING will trust that you will have these messages tested with and approved by SWIFT. Therefore, ING does not see the need of testing these messages with you in an end-to-end test cycle. Nevertheless, should you feel that you still need to test with us, feel free to reach to us via your sales contact. We will evaluate whether we can fit this testing in our plan.

Receiving side:

ING will send MX payment messages to all FIs after November 2022 (reporting is not included). 

ING has prepared examples of messages we are going to send out. These messages have been developed according to SWIFT MyStandards and tested internally, as well as with selected external parties. A full life test with every FI client is not feasible, but also not necessary.

To facilitate your self-test and confidence related to the MX messages that you will receive from ING, on this page you will find examples of messages that ING will start sending as of November 2022 from the Netherlands and Belgium, together with instruction on how to adapt them to your institution. You can use these example message within your own test environment. If you have issues with correctly processing ING’s example messages, please reach out to us.

Testing of Reporting messages

Since ING will remain sending MT reporting messages (MT910, MT94x, MT950) and these messages remain unchanged after November 2022, ING has not yet planned to test this with you as a client.

We plan to start offering CAMT reporting in the beginning of 2024. We will provide updates on ingwb.com with our test approach for the reporting migration.