European pooling solutions

Physical Pooling

Consolidate physical funds from individual subsidiary accounts into a header control account, concentrating cash in one location for improved oversight, control, and cash flow availability.

Notional Pooling

Notionally combine cash flow using balance and interest set-off across subsidiary accounts to optimise interest without commingling funds. Maintain account autonomy and integrity, while allowing each subsidiary account to benefit from a single, centralised liquidity position. 

Virtual Cash Management

Maintain one real-time cash position of all your local and international subsidiaries in one place to avoid idle cash and improve fund visibility, access, and reconciliation across multiple markets and locations.

1. Optimise cash flow management and control with advanced pooling solutions. Centralise funds across your entire organisation, whether you operate in a single domestic market or across international borders. 
2. Mitigate currency exposure, counterparty, and regulatory risks by enabling efficient allocation of funds to subsidiary accounts from a centralised location. Reduce idle cash, optimise liquidity, and enhance fund visibility, while maintaining compliance with local and international restrictions. 
3. Streamline cash management and automate processes by automatically pooling funds from subsidiary accounts to a single consolidated location on a real-time, intraday, or end-of-day basis. Take advantage of enhanced earned interest and available capital to add greater efficiencies and investment opportunities to your organisational cash flow. 

Domestic Cash Pooling 

Manage local cash flows within a single domestic market, pooling funds into one header account. Retain the benefits of localised accounts, while achieving centralised cash concentration and interest optimisation with a fully automated, zero-balancing solution. 

Cross Border Cash Pooling

Uphold full visibility and oversight of cash flow within cross-border subsidiary accounts, sweeping funds into one centralised location with single currency cash pooling. Choose zero or target balancing transfers to customise control over organisational cash flow.

ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 35 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers.

Contact your ING representative to know more about our offering.