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Wholesale Banking

Domestic Cash Pooling

Consolidate cash flow within a single country or domestic market by sweeping funds from individual subsidiary accounts to a single, centralised location. With concentrated funds, you can streamline cash flow management to maintain greater oversight and control of funds in local markets, while optimising interest and capital availability across accounts.

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Centralised local cash flow

Centralise available funds to optimise liquidity management and fund utilisation.

Pool local funds into one location to improve cash flow oversight.

Facilitate intercompany cash consolidation and lending to reduce external costs.

Streamline cash flow management in domestic markets

Centralise cash flow
Pool cash balances across various accounts and divisions in the domestic market into a centralised location to manage cash flow in one place.

Manage funds efficiently
Centralise all transactions and payments from your subsidiary business bank accounts automatically and gain greater visibility of cash flow. 

Facilitate intercompany lending
Pool domestic funds into a central location and use surplus cash to offset any deficits and debts in local subsidiary accounts. 

Optimise funding across local entities

  • Improve liquidity management by minimising debts across subsidiary accounts automatically.
  • Retain the advantages of local accounts while achieving centralised cash concentration and interest optimisation.
  • Benefit from greater cost efficiency across fund relocation, with zero charges on cash pooling transactions within the ING network.

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Features that strengthen your domestic cash position

  • Select a fully automated zero or target balancing solution for greater cost efficiencies.  

  • Improve cash flow flexibility with intraday and end-of-day cash sweeping (with the same-day value). 

  • Facilitate credit and debt consolidation across accounts with intercompany lending and capital fund availability. 

  • Choose single and multi-entity cash pooling structures to suit your position in the domestic market. 

  • Benefit from cross-border access with availability in 18 countries in Europe and various currencies. 

Are you in need of seamless domestic cash pooling?

ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 40 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers. 

Contact your ING representative to know more about our offering. 

Why partner with us

Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

  • Serving corporate clients and financial institutions in over 35 countries.
  • We pair local and global insight with sector knowledge with financial expertise.
  • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
  • Global Capital

    Most impressive investment bank for corporate ESG capital markets and advice

    2023
  • Global Finance

    Outstanding leadership in sustainable bonds (global) & sustainable project finance (Western Europe)

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  • Global Capital

    Most impressive investment bank for financial institutions

    2021